
Microsoft Copilot
Microsoft
★ #33 in Conversational AIProduct status: Status not recorded
No lifecycle review is recorded for this listing. Its inclusion in the directory does not confirm current availability; check the vendor before relying on it.
No status check date recorded
Microsoft's hosted assistant for chat, files and task-oriented work. Personal Microsoft accounts, Microsoft 365 plans and organizational Entra accounts have different entitlements and data rules. No lifecycle review is recorded for this listing. Its inclusion in the directory does not confirm current availability; check the vendor before relying on it.
Product preview

Decision notes
Official-document research
Based on the cited documentation. We did not use the product, purchase a plan, or run quality, speed or reliability tests in this review.
Consider it for
- People able to verify generated work and manage account-specific permissions.
Choose another approach if
- Assuming every Microsoft account has enterprise protection or unlimited AI.
- Unreviewed high-stakes output or automated scraping of the consumer service.
Pricing and conditions
Documented terms
The en-US individual catalogue lists limited Free and $ prices: Personal 9.99/month or 99.99/year for one person; Family 12.99/month or 129.99/year; Premium 19.99/month or 199.99/year. Annual figures are total annual payments, not monthly charges. Family/Premium can cover up to six accounts but AI benefits are for the subscription owner only. Subscriptions auto-renew unless cancelled; trials and features vary by region/eligibility. ISO currency, tax treatment, exact quotas, add-ons, overages and regional checkout totals were not established. These are individual Microsoft 365 bundles, not an organization seat/API quote or a promise that any underlying model is unlimited.
Pricing source read:
Pricing or terms sourceCode, model and service licensing
The hosted consumer terms give personal-use access, not source/model rights, and reserve Microsoft technology. Microsoft does not own prompts/responses but receives service/improvement permissions; outputs can repeat and third-party rights remain yours to clear. Keep content credentials and obtain required consent for others' media. For the updated app from 2026-08-18, current activity guidance says prompts, responses and file contents are not used to train foundation models; this is not zero retention or a blanket third-party promise. Memory and chat deletion differ, and no current universal retention period was established. Entra work/school protection uses separate terms, with no foundation training but logged prompts/queries/responses accessible to IT audit.
Basis and limits of the recorded score
The existing 4.4 score is retained; its original scoring evidence is unavailable. This documentation review did not measure performance or compare products and did not re-score it.
Overview
This entry covers Microsoft Copilot's hosted assistant, not a fixed model or every Microsoft-branded API. Current individual documentation describes the updated app available from 2026-08-18, with chat, files and task work across web, desktop and mobile; features and model access depend on subscription. The supplemental consumer terms require a Microsoft account and distinguish work/school Entra use. Microsoft 365 app integrations and organization data access need their own eligible plan and permissions. Older app privacy guidance is explicitly version-limited and cannot establish the current app's training or retention rules.
Sources
The factual claims in this review were read from the pages below. Each date is when an editor last opened the source, not when the product changed.
- Vendor documentation Checked 2026-10-15
- Vendor pricing page Checked 2026-10-15
- Vendor documentation Checked 2026-10-15
- Vendor documentation Checked 2026-10-15
- Vendor documentation Checked 2026-10-15
- Vendor documentation Checked 2026-10-15
Pros / Cons
Pros
- Official help distinguishes account, version and privacy scopes.
- Paid individual plans combine selected app and assistant entitlements.
Cons
- A family subscription does not give every member the owner's AI benefits.
- Cloud history, memory, advertising and organization audit logs need separate review.
Who it's for
Draft and summarize permitted material under the appropriate account.
Review plan and data controls before connecting work content.
Bottom line
Select the account and plan around the actual workflow; consumer app rights, Microsoft 365 benefits and organizational protection are separate decisions.
Key Features
Tags
Frequently asked questions
Is Microsoft Copilot currently available?
No lifecycle review is recorded for this listing. Its inclusion in the directory does not confirm current availability; check the vendor before relying on it.
What is Microsoft Copilot?
Microsoft Copilot is a Conversational AI tool developed by Microsoft. Microsoft's hosted assistant for chat, files and task-oriented work. Personal Microsoft accounts, Microsoft 365 plans and organizational Entra accounts have different entitlements and data rules.
What costs and terms should I check for Microsoft Copilot?
The en-US individual catalogue lists limited Free and $ prices: Personal 9.99/month or 99.99/year for one person; Family 12.99/month or 129.99/year; Premium 19.99/month or 199.99/year. Annual figures are total annual payments, not monthly charges. Family/Premium can cover up to six accounts but AI benefits are for the subscription owner only. Subscriptions auto-renew unless cancelled; trials and features vary by region/eligibility. ISO currency, tax treatment, exact quotas, add-ons, overages and regional checkout totals were not established. These are individual Microsoft 365 bundles, not an organization seat/API quote or a promise that any underlying model is unlimited.
Is Microsoft Copilot open source?
The hosted consumer terms give personal-use access, not source/model rights, and reserve Microsoft technology. Microsoft does not own prompts/responses but receives service/improvement permissions; outputs can repeat and third-party rights remain yours to clear. Keep content credentials and obtain required consent for others' media. For the updated app from 2026-08-18, current activity guidance says prompts, responses and file contents are not used to train foundation models; this is not zero retention or a blanket third-party promise. Memory and chat deletion differ, and no current universal retention period was established. Entra work/school protection uses separate terms, with no foundation training but logged prompts/queries/responses accessible to IT audit.
What are the best alternatives to Microsoft Copilot?
Notable Conversational AI alternatives include ChatGPT, Claude, Gemini. Browse all 67 tools in our Conversational AI category for a full overview.
Was this listing useful?
Basic Info
- Pricing
- Freemium
The en-US individual catalogue lists limited Free and $ prices: Personal 9.99/month or 99.99/year for one person; Family 12.99/month or 129.99/year; Premium 19.99/month or 199.99/year. Annual figures are total annual payments, not monthly charges. Family/Premium can cover up to six accounts but AI benefits are for the subscription owner only. Subscriptions auto-renew unless cancelled; trials and features vary by region/eligibility. ISO currency, tax treatment, exact quotas, add-ons, overages and regional checkout totals were not established. These are individual Microsoft 365 bundles, not an organization seat/API quote or a promise that any underlying model is unlimited.
- Editorial score
- ★ 4.4 / 5 How we score
- Platforms
- WebWindowsmacOSiOSAndroid
- Last verified
- Not recorded